For Homeowners

father holding son in front of home with rooftop solar under a clear blue sky

Please note: As of 6/1/22, the RENU Loan Program has effectively migrated to the Colorado Clean Energy Fund. Please direct all RENU inquiries to You can find updated RENU resources & information by visiting

Why Choose the Colorado RENU Loan?
  • Make your home more energy efficient
  • Stop wasting energy
  • Lower your utility bills
  • Make your home less drafty and more comfortable
  • Install a solar energy system
  • Replace aging/broken equipment such as an air conditioner, water heater or furnace
  • Avoid placing expenses on a high-interest credit card
  • Take advantage of an easy loan and project approval process
About the Colorado RENU Loan
  • Finance 100% of project costs
  • Loans available for up to $50,000 and up to 15-year terms (20-year terms for Solar)
  • Interest rates start at 2.75% for FICO scores of 740+ and a 3-year term
  • Borrowers approved with credit scores as low as 580
  • No prepayment penalties
  • Nominal loan fees
  • No cost re-amortization with a principal payment of $1,000 or more​
Who’s Eligible?

Property owners of existing, single-family homes in Colorado. Primary, secondary or income properties are eligible as well as townhomes and condos (shared heating or cooling systems are not eligible).

How to Get Started & What to Expect
  1. Work with a RENU-authorized contractor to identify qualifying energy improvements and a project cost estimate for your home.
  2. Apply for the RENU loan through Elevations Credit UnionClean Energy Credit Union, or Westerra Credit Union. (Homeowners may seek pre-approval from Elevations or Clean Energy CU prior to engaging with an authorized contractor.)
  3. Provide contractor quote and requested loan documentation to the credit union of your choice (verification of income, etc.).
  4. Receive loan and project approval.
  5. Schedule work directly with contractor.
  6. Contractor installs approved measures.
  7. Notify your lender when work is complete. Your lender will send you the loan closing documents which you can sign electronically or in-person.
  8. Your contractor will electronically sign an affidavit stating the work is completed. Your lender will pay the contractor directly.
  9. Start enjoying your home energy improvements and begin repaying the loan directly to the lender.

​​Questions? Contact Jeff King at